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The trade group lists tobacco giants Altria, Reynolds American and ITG Brands as sponsors of its events , and it has made arguments against generational bans similar to those made by tobacco companies

Update April 26th, 2019 6:30PM ET: This story has been updated to include a comment from Mark Anton, executive director of SFATA

Then remove it

If you are someone who smokes and is aged 50 when applying for life coverage, a quote is likely to be double that of a non-smoker

In some cases, an applicant may reapply after quitting tobacco for two years and potentially go from tobacco to non-tobacco rates. While the fresh start of a New Year provides optimism, quitting smoking is difficult